Policies

Privacy policy

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This Privacy Policy explains how Innvatio (“we”, “us”, or “our”) collects, uses, stores, shares, and protects information when you visit our website, request or purchase a package, use our products or platforms, engage our solutions, services, or outsourcing teams, or otherwise interact with us (collectively, the “Services”).

We treat personal, business, project, and customer-provided information with the utmost care and confidentiality. By using the Services, you acknowledge the practices described in this policy.

1. Information We Collect

We collect only information reasonably necessary to respond to inquiries, recommend and configure packages, process purchases, onboard customers, deliver and support Services, meet legal obligations, and protect our operations.

1.1 Information You Provide

  • Name, email address, phone number, job title, company details, billing details, and other contact information

  • Package selections, requirements, budgets, timelines, service preferences, onboarding responses, and communications

  • Project data, files, credentials, instructions, content, system information, and other materials you authorize us to process for delivery

1.2 Automatically Collected

  • Device and browser information

  • Usage data (pages visited, actions taken)

  • Log data and performance metrics

1.3 Third-Party Sources

We may receive information from payment processors, business partners, authorized customer representatives, public business sources, and tools or platforms you choose to connect, including APIs, cloud services, integrations, and analytics providers.

2. How We Use Your Information

We use information only for legitimate business and service-delivery purposes, including to:

  • Assess needs, recommend packages, prepare proposals, process orders, and deliver products, solutions, services, projects, and outsourced work

  • Configure, operate, maintain, secure, troubleshoot, and improve the Services

  • Provide onboarding, account management, customer support, service notices, billing communications, and requested updates

  • Prevent fraud, misuse, unauthorized access, security incidents, and violations of our agreements

  • Meet contractual, accounting, tax, compliance, and other legal obligations and develop relevant improvements

We do not sell personal data. We do not use confidential customer or project information for unrelated advertising.

3. Data Used in Products, Automation, and Connected Systems

  • Information may be processed by software, automation, analytics, cloud infrastructure, or AI-enabled tools only where needed to provide requested functionality

  • Customer data is used only for authorized delivery, support, security, administration, and agreed improvement purposes

  • We do not use confidential customer data to train public or shared models without explicit authorization

You are responsible for having the rights, permissions, notices, and lawful basis required to provide information to us, including information about employees, customers, contractors, or other individuals.

4. Data Sharing

We disclose information only when reasonably necessary and subject to appropriate safeguards:

  • To vetted providers supporting hosting, infrastructure, communications, payment, analytics, security, delivery, or specialist subcontracting

  • To authorized outsourcing personnel, project partners, or customer-designated third parties involved in delivering the requested Services

  • When required by law, necessary to enforce agreements, or needed to protect rights, safety, security, and service integrity

Providers and personnel may access only the information needed for their role and are expected to protect it through contractual, professional, technical, and organizational safeguards.

5. Data Retention

We retain information only for as long as reasonably necessary to:

  • Respond to inquiries, fulfill packages and orders, deliver projects and Services, and provide support

  • Maintain business, tax, accounting, security, contractual, and legal records

  • Resolve disputes, enforce agreements, prevent abuse, and improve reliability using appropriate aggregated or minimized information

You may request deletion of eligible personal information. Some records may be retained where required by law, necessary for security or dispute resolution, or otherwise permitted under an applicable agreement or legal obligation.

6. Security

We apply reasonable technical and organizational safeguards appropriate to the sensitivity and context of the information, including:

  • Secure infrastructure, monitoring, backups, and vendor assessment where appropriate

  • Role-based access, confidentiality obligations, and least-privilege practices

  • Encryption in transit or at rest where appropriate, along with incident response and recovery procedures

No method of storage or transmission is completely secure. However, protecting customer information is a priority, and we continually take reasonable steps to reduce risk, restrict access, and respond to suspected incidents.

7. Your Rights

Depending on your location, you may have the right to:

  • Access the data we hold about you

  • Request corrections or updates

  • Request deletion of your data

  • Object to certain processing activities

To exercise a privacy right, contact Innvatio through the contact details published on our website or provided in your agreement. We may verify your identity and may limit a request where permitted by law.

8. Cookies and Tracking

We use cookies and similar technologies to:

  • Understand how users interact with the Service

  • Improve performance and usability

You can control cookies through your browser settings.

9. Third-Party Services

Our Services may connect to or depend on third-party products, platforms, payment providers, cloud services, and customer-selected tools. Their privacy practices are governed by their own policies. We encourage you to review them before enabling an integration.

10. Changes to This Policy

We may update this Privacy Policy to reflect changes in our products, packages, Services, operations, or legal requirements. We will provide notice of material changes where required. The updated policy applies from its stated effective date.

11. Contact

For privacy questions, concerns, or requests, contact Innvatio through the contact details published on our website or stated in your proposal, order, invoice, or agreement.

Contact: Innvatio support or your assigned account representative
Business details: As stated in the applicable order, invoice, proposal, or agreement

Acknowledgement

By using Innvatio’s Services, you acknowledge that you have read and understood this Privacy Policy.

We respect your privacy and are committed to safeguarding your personal information.
This Privacy Policy explains what data we collect, how we use it, and the choices you have regarding your information.

By using our website or services, you consent to the practices outlined here.

Terms and Conditions

1. Acceptance of Terms

By using Chatpilot (the "Service"), you (the "User") agree to these Terms and Conditions ("Terms") set forth by Optima. These Terms govern your use of the website, mobile application, and all services provided by authority of Chatpilot.

2. Eligibility

You must be at least 18 years old to use our platform.
By agreeing to these Terms, you represent that you are of legal age and capable of entering into a legally binding agreement.

3. Account Registration

To access certain features, you must create an account. You agree to:

  • Provide accurate, current, and complete information during the registration process.

  • Maintain the security of your password and account.

  • Notify us immediately of any unauthorized use of your account or security breach.

4. Service Description

Chatpilot provides users with tools to manage their personal and business finances, including but not limited to:

  • Income and expense tracking

  • Bill payments

  • Financial reports

  • Budget planning

  • Savings

  • Remittance

Our services are provided “as-is,” and we make no guarantees as to the accuracy, completeness, or suitability of any data generated by our platform.

5. Subscription and Payment

To access certain features, a subscription is required.

a. Subscription Plans

We offer different subscription plans with varying levels of access and features.
Your subscription begins when you create an account and select a payment plan.
You can view details and pricing for all subscription options [here].

b. Billing

Payments are processed automatically on a monthly or annual basis, depending on your selected plan.
You are responsible for:

  • Keeping your payment details up to date

  • Ensuring sufficient funds are available to cover fees

c. Refunds

Refunds are handled case-by-case. Generally, we do not offer refunds for partially used subscription periods.
Please contact our support team for more information.

6. Free Trials

We may offer a free trial of certain features or subscription plans for a limited time.
At the end of the trial period:

  • You will be automatically charged for the selected plan

  • Unless you cancel before the trial ends

You will be clearly notified of the trial terms upon sign-up.

FAQ

Questions before we build together?

Everything you need to understand the Customer Acquisition Engine, our open-source AI security approach, the partnership structure, and source ownership after the first year.

Engine

Security

Partnership

Ownership

What is the Innvatio Customer Acquisition Engine?

It is a connected operating system for acquisition: marketing signals, lead capture, qualification, follow-up, sales activation, and pipeline reporting work as one measurable journey.

What does the engine connect to?

What changes after deployment?

Does our team need technical expertise?

How is performance measured?

How quickly can the core engine launch?

FAQ

Questions before we build together?

Everything you need to understand the Customer Acquisition Engine, our open-source AI security approach, the partnership structure, and source ownership after the first year.

Engine

Security

Partnership

Ownership

What is the Innvatio Customer Acquisition Engine?

It is a connected operating system for acquisition: marketing signals, lead capture, qualification, follow-up, sales activation, and pipeline reporting work as one measurable journey.

What does the engine connect to?

What changes after deployment?

Does our team need technical expertise?

How is performance measured?

How quickly can the core engine launch?

FAQ

Questions before we build together?

Everything you need to understand the Customer Acquisition Engine, our open-source AI security approach, the partnership structure, and source ownership after the first year.

Engine

Security

Partnership

Ownership

What is the Innvatio Customer Acquisition Engine?

It is a connected operating system for acquisition: marketing signals, lead capture, qualification, follow-up, sales activation, and pipeline reporting work as one measurable journey.

What does the engine connect to?

What changes after deployment?

Does our team need technical expertise?

How is performance measured?

How quickly can the core engine launch?

GET STARTED

Interested In Scaling Your Business?

Reserve your spot for a comprehensive business growth assessment.

GET STARTED

Interested In Scaling Your Business?

Reserve your spot for a comprehensive business growth assessment.

GET STARTED

Interested In Scaling Your Business?

Reserve your spot for a comprehensive business growth assessment.

Innvatio

A 3-stage growth journey—from cash flow to infrastructure to full market scale.

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Innvatio

A 3-stage growth journey—from cash flow to infrastructure to full market scale.

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@2026 Innvatio. All rights reserved.

@2026 Innvatio. All rights reserved.

@2026 Innvatio. All rights reserved.